An Army of One - Support the Troops with Your Bank Checks

By Alan Plastin

If you are in the U.S. Army or know someone who is, and you want to show your support to the troops, then a great and inexpensive way to do it is by using U.S. Army-inspired bank checks. There are quite a few options to choose from and each one can be suited to your own individuality.

Of course, you can go for the traditional Army checks themselves. Army checks can let you show your pride and dedication to your chosen profession. Or, you can use them to support a loved one who might be serving.

However, you don't have to purchase checks showing images of the Army itself in order to showcase your pride in the American spirit. There are also checks that feature symbols of America and the freedom that our troops are trying to protect. These checks include images of the Statue of Liberty and the bald eagle.

With the American Reflections checks, you get the chance to carry around checks that feature several important American landmarks and symbols. These checks show the Statue of Liberty, the Vietnam War memorial, Mount Rushmore, and the American flag itself. In addition, coordinating address labels, contact cards, and a matching checkbook cover can be purchased as well.

Likewise, the Stars and Stripes checks contain an eagle against an American flag. Coordinating accessories can be bought with these checks as well.

If you would like a reminder of one of the most important wars that American has ever fought then you might be interested in the Civil War checks. You can purchase checks that feature both the North and the South armies.

With the South checks, you can see the Confederate Army with General Lee at the helm. On the North checks, General Grant is shown leading his troops with the American flag.

To honor both sides of the Army, you might want to consider the general Civil War checks. You can practically hear the gunpowder and cannons resonate through the air as you look at these 4 rotating Civil War scenes. As an alternate, you can also order a 2-scene check series that showcases the Union Generals or the Confederate Generals, too.

If it's a more recent battle that you would like to recognize, then you should check out the personal bank checks that support our troops, both those that fought in the past in addition to those who are fighting at present time.

The Vietnam Veterans of America Flag checks support a nonprofit, community service oriented, membership organization designed for Vietnam era veterans, their family and friends. The Vietnam Veterans of America Memorial Wall Checks are another series of checks that might hold special meaning to you if you or someone you know fought in the Vietnam War.

The Support Our Troops Checks are a wonderful way to express your honor and respect for our military personnel and the lengths they go to to protect the United States. On the other hand, the POW Checks honor those men and women that gave everything for our country. These checks contain an image of the American flag and the bald eagle which stand for the freedom they fought for.

The NPCA Battlefield Checks will give you a little something different-images of important battleground here in the U.S. Not only that, the National Parks Conservation Association is America's only private non-profit citizen organization that is dedicated to protecting and preserving the U.S. National Park System. Your money will go to the NPCA to assist I preserving these parks if you purchase these checks.

There are even Armor Checks available for something that is really unique. These checks feature the Army's armored vehicles that offer security to our troops when they are out in the field in the coarsest environments.

Whatever you choose to purchase, just remember that if you order them online you can save as much as 50% off of what you might have paid at your bank. Plus, you will have a great choice when it comes to your options and you'll receive them in about 5 days. - 30318

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SSCRA...What It Means To Our Veterans And Our Military Members.

By Doc Schmyz

The Soldier and Sailor Civil Relief Act or SSCRA was signed by President Bush on December 2003. The point for this act was to set new legislation to simplify or ease both legal and economic burdens to military personnel whether active or retired.

What is the SSCRA

SSCRA addresses the inability of military men to meet financial obligations when they are in active duty. Financial obligations to include rentals, leases, mortgages, credit card payments and other similar transactions. The SSCRA also stretches to cover the dependents of the military men in question under the same guidelines.

SSCRA covers those under active duty, to include out on basic training exercises or assigned in the field. Often veterans miss the chance to pay their financial obligations since they are unable to do so during the line of duty. The SSCRA aims to provide legislation to these individuals so that they are given consideration regarding deadlines and payment due dates.

One focus of the SSCRA for military personnel/dependents includes leasing/renting of a property for residential purpose. (but can not exceed more than $1,200 a month) Also the conditions must be met and the transaction must be first made before the service man is enlisted into active duty or departs for basic training.

Once on active duty, it's becomes almost impossible for them to settle this obligation. The next course of action is for the service man to send a request of being under the protection of the SSCRA to the court when he or she receives an eviction notice. If the judge finds sufficient grounds which merits the protection from SSCRA then the court may postpone the eviction until the term of duty of the personnel expires

Advantage of SSCRA for veterans on active duty

Most of the military personnel in active duty will not have the ability to fulfill their financial obligations to various institutions like credit cards, banks, insurance or mortgage lenders. The SSCRA aims to provide a form of security to these men on duty on active duty.

SSCRA will provide enough "elbow room" for military personnel to be given extended deadlines for payments, foreclosures and mortgage transactions when they are in the line of duty. However, not all veterans are given the privilege of being under the protection of the SSCRA; some criteria and requirements must be met for both the transaction and the personnel before they are granted protection.

Interest Rates and SSCRA

Members on active duty who are unable to pay mortgages and who are facing foreclosure may then invoke the protection of the SSCRA to avoid such problems. Qualified debts are those incurred prior to service men coming into the line of duty. Also, the request will only be valid if the personnel are in the line of duty when the request was made which limited them from settling the said obligation.

If qualified, the service member needs to send a letter to the lender/bank requesting that their interest rate be capped to 6% according to the provision stated in SSCRA. Also, they may should send a photocopy of the military order to the lender as proof that they are on military duty as stated in their letter of request. the process can take up to 3 months to complete.

Foreclosure and the SSCRA

SSCRA can also help cover the military member under the obligation of a mortgage, trust deed or security of property for any financial obligation. The SSCRA simply states that the personnel are valid for protection under the SSCRA if the obligation and the property were done prior to their military service.

The provision states that prohibition of foreclosure or sale of mortgage property without the presence of the borrower, the military personnel in this case, whether in a judicial or a non-judicial foreclosure. It is also stated in the SSCRA that maturity dates and deadlines will be given an extension when the military personnel is in active duty until they are released from their given designation.

Even if the maturity date or the date of foreclosure is extended due to the military personnel's inability to pay, the court will try to achieve a compromise agreement from both parties requiring the mortgage lender to pay at least half of the amount due while the mortgage holder extends the deadline or put a stay on the foreclosure or sale of the property. - 30318

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